Ohio and the national debt
Ohio is home to 11.9 million people, 3.5% of the country. Divided by population, that is a $1.41 trillion share of the national debt — not a bill the state owes, but the scale of it.
Population share of the debt
$1.41 trillion
3.5% of US residents · $118,736 each
Federal tax collected / resident
$17,663
IRS, FY 2025 · US $15,547
Federal grants / resident
$792
USAspending, FY 2026 · US $974
Unemployment rate
3.4%
BLS, September 2026
What this shows
Ohio collects more federal tax per resident than the national average, receives about an average amount in grants, and its adults carry the least household debt of the ten states on this site. Unemployment is among the lowest here as well.
The low borrowing figure is the one that says most about households. It reflects cheaper housing and steady employment more than thrift, and it is the closest these four columns get to measuring how stretched people actually are. It still measures borrowing, not the cost of living.
Federal money in and out of Ohio
In fiscal year 2025 the IRS collected $210.20 billion in Ohio — $17,663 per resident, 14% above the national average. That ranks 12th highest of the 50 states and DC.
Federal grants to Ohio — Medicaid, highways, education and hundreds of smaller programs, mostly paid to the state and local governments — came to $9.42 billion in fiscal year 2026. That is $792 per resident, 19% below the national average — 42nd highest of the 50 states and DC.
Total federal contract and payment obligations are not compared by state: USAspending records large Medicare payments where the claims contractor or insurer is based. In fiscal year 2025 that placed about $90 billion of health spending on North Dakota, home of a major Medicare contractor. Grants are recorded with the state and local bodies that receive them, so they are the comparable figure.
Taxes and grants are not subtracted here either: taxes are counted where they are filed, often at a company’s headquarters. For an adjusted state balance of payments, see the Rockefeller Institute of Government.
Largest sources of federal grants in Ohio
Grant obligations by awarding agency, fiscal year 2026.
Household debt in Ohio
Per adult with a credit record, end of 2025. Private debt, separate from the national debt.
In total that is $46,780 per adult with a credit record, 26% below the US figure of $63,200 — 45th highest of the 50 states and DC. 11.1% of credit card balances were 90 or more days late, against 12.4% nationally.
Ohio’s economy
Ohio produced $976.87 billion of goods and services in 2025, 3.2% of US GDP. Per resident that is $82,087, 26th highest of the 50 states and DC. Measured by economic weight rather than headcount, its share of the national debt would be $1.28 trillion.
Common questions
What is Ohio's share of the national debt?
No state owes the federal debt, but divided by population Ohio's share would be $1.41 trillion, because 3.5% of US residents live there. Divided by its share of the US economy instead (3.2% of GDP in 2025), it would be $1.28 trillion. Either way the national figure per resident is $118,736.
How much federal tax is collected in Ohio?
The IRS collected $210.20 billion in federal taxes in Ohio in fiscal year 2025, about $17,663 per resident — 12th highest of the 50 states and DC. Collections are counted where tax is filed, so states with many company headquarters appear higher than their residents' own tax bills.
How much federal grant money goes to Ohio?
Federal grants to Ohio came to $9.42 billion in fiscal year 2026, or $792 per resident — 42nd highest of the 50 states and DC. The largest source was the Department of Transportation. Total federal spending including contracts and Medicare payments is not compared by state, because USAspending records much of it where contractors and insurers are based.
How much household debt do people in Ohio have?
Adults with a credit record in Ohio owed $46,780 each on average at the end of 2025, 26% below the US figure of $63,200. Mortgages make up the largest part, at $28,700.
Other states
Sources
- PopulationUS Census Bureau — Population Estimatesvintage 2025
- GDPUS Bureau of Economic Analysis — SAGDP12025
- Federal tax collectedIRS Data Book — Table 5FY 2025
- Federal grants and agenciesUSAspending.gov — grants by place of performanceFY 2026
- Household debtNew York Fed — State Level Household Debt StatisticsQ4 2025
- UnemploymentUS Bureau of Labor Statistics — LAUSSeptember 2026
- National debtUS Treasury — Debt to the PennyOctober 27, 2026
Household debt data: New York Fed Consumer Credit Panel / Equifax. © 2026 Federal Reserve Bank of New York. Content from the New York Fed subject to the Terms of Use at newyorkfed.org.
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